Fundamentals of Financial Planning – Ratio and Debt Management by Jack Lin

RM260.00

Date	2 October 2024
Time	9.00am – 5.00pm
CE/CPE/CPD	10 FPAM CE Points / 10 SIDC CPE Points / 8 FiMM CPD Points
Facilitator	Jack Lin

SKU: N/A Category: Workshops

The outlined learning outcomes address key necessities in financial education. They enable participants to conduct in-depth financial analyses through ratio analysis, ensuring a comprehensive understanding of liquidity, profitability, and solvency. With a focus on debt management, learners gain insights into different debt types, optimal levels, and effective strategies, promoting financial stability while leveraging debt for growth. The integration of these skills equips participants to make well-informed decisions that align with organizational objectives, balancing risk and return. Additionally, the program emphasizes proactive risk assessment and mitigation, effective communication of financial insights, and a continuous improvement mindset, ensuring participants stay ahead of industry changes and contribute to sustained organizational success.

Learning Outcome

By the end of the course, participants will be able to:

To analyze the key financial ratios.
To assess the appropriate use of debt in various scenarios.
To evaluate participants with the skills to communicate financial insights effectively
To implement risk mitigation strategies

Learning Outline

li>Understand the power of positive thinking and mindset change.

8.30 – 9.00 am	Registration / Pre-Assessment
9.00 – 9.30 am	Session 1: Financial statement – Cashflow statement An introduction to the financial statement, the uses of cash flow statement in personal financial planning
9.30 – 10.30 am	Session 2: Financial statement – Networth statement An introduction to the financial statement, the uses of networth statement in personal financial planning
10.30 – 10.45 am	TEA BREAK
10.45 – 11.30 am	Ratio Analysis – Part 1 Type of ratios and the interpretation of each ratio
11.30 – 12.30 pm	Ratio Analysis – Part 2 The uses of ratios in financial planning Ways of suggesting and recommending to client based on financial ratio analysis
12.30 – 2.00 pm	LUNCH BREAK
2.00 – 3.30 pm	Debt management – Type of debt Type of debts – to differentiate deferent types of consumer debts Uses of debt – to analyse different types of debt and uses of it
3.30 – 3.45 pm	TEA BREAK
3.45 – 4.30 pm	Debt management – managing debt Manage the unhealthy debt Reduction of debt commitment
4.30 – 4.45 pm	Debt management – managing debt Leveraging debt in financial planning perspective
4.45 – 5.00 pm	Q&A Session Questions and Answers session for final clarifications

Facilitator

Jack Lin,

Jack is a distinguished consultant and certified trainer specializing in the field of finance and financial planning. He holds a master’s degree and is currently pursuing his Ph.D. His impressive career spans over two decades in the banking and finance industry, with a primary focus on wealth management planning.

Before transitioning to the insurance and investment sector, Jack held pivotal roles in several well-established banks. His responsibilities included providing comprehensive training, coaching, and advisory services to both internal sales staff and valued clients.

Jack is currently an educator, imparting knowledge across a range of finance and financial planning subjects, both for professional certifications and at the university level. His teaching is distinguished by a unique blend of theoretical expertise and practical experience. He is recognized for his expertise and is frequently invited to lead talks, workshops, and seminars on various financial planning topics. His passion for enhancing public financial literacy is evident in his dedication to this educational endeavour.

Terms & Conditions

Registration is on a first-come-first-served basis, only 30 seats are available.
Participants need to sit in for the workshop throughout the day to receive the certificate and to fulfill the endorsement of points.
Confirmation is subject to receipt of payment before the workshop.
FPAM reserves the right to amend the program, speaker, date, venue, etc, without prior notice.

Frequently Asked Questions

1. How long will each physical program take?

Each physical program is the equivalent of a day’s CE Workshop training for approximately 8 hours with the morning & afternoon coffee break and lunch in between. The duration of the program excluding the break is 6 hours.

2. Can I attend only half the sessions of the training?

You will need to sit in for the session throughout the day unless you have a valid reason or a copy of proof.

3. Mode of payment?

We accept payment by credit / debit card (VISA / MasterCard / AMERICAN EXPRESS / Discover), by FPX (Affin Bank, Alliance Bank, AmBank, Bank Islam, Bank Muamalat, Bank Rakyat, BSN, CIMB Clicks, Hong Leong Bank, HSBC Bank, KFH, Maybank2E, Maybank2U, OCBC Bank, Public Bank, RHB Bank, Standard Chartered, UOB Bank).

4. How secure is shopping? Is my data protected?

Your data will be handled confidentially and encrypted with SSL (Secure-Socket-Layer) secure server software. The encrypted information of your order, your name, address, credit card, and bank details cannot be retrieved by any third party. Credit card payments will also be verified through the 3D secure procedure.

5. Who should I contact if there is any transactional issue or problem purchasing any product/service?

Kindly drop a message below with the problem statement, and we will get back to you as soon as possible.